Privacy Notice - Business Loans

The Data Controller of the information being collected is Moray Council.

For any queries or concerns about how your personal data is being processed you can contact the Data Protection Officer at info@moray.gov.uk or 01343 562633. You can also consult the information available at the Information Commissioner's websites, ico.org.uk

This privacy statement relates to the following process:

Business Loans

Your information is being collected to use for the following purposes:

Customer relationship management and security: relating to provision of time limited loans to business

The legal basis/bases for collecting the information is:

• The data subject (i.e. you) has given consent to the processing.
• Processing is necessary for the performance of a contract to which the data subject (i.e. you) is party or in order to take steps at your request prior to entering into a contract.
• Processing is necessary to comply with the data controller's legal obligations.

Where sensitive/special category data is being processed (e.g. health information, criminal convictions etc.) the legal basis/bases for collecting the information is:

• The data subject (i.e. you) have given consent to the processing.
• Processing is necessary for the establishment, exercise or defence of legal claims or where courts are acting in their judicial capacity.

The criminal conviction data is being processed under the following legal condition:

Preventing fraud

The consequences for witholding the required personal information would be:

We would be unable to facilitate the loan.

Your information will be shared with the following recipients or categories of recipient:

1) Scottish Govt
2) EU administration

The personal data being used for this process includes:

Name, address, email, home phone number, mobile number

Your data will be held by Moray Council for a pre-determined length of time. You can find all the information about how long we retain data for on our website: http://www.moray.gov.uk/moray_standard/page_92820.html

Please note that you have the following rights:

• to lodge a complaint with the Information Commissioner’s Office

• to request access to your personal data

• to request rectification or erasure of your personal data, as so far as the legislation permits

• to request restriction of processing of your personal data (that is, to request that we halt any activity performed on your personal data), as so far as the legislation permits

• to object to any direct marketing

• to object to any processing undertaken for the purposes of scientific/historical research and statistics, as so far as the legislation permits

• to object to the processing activity